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1. Acceptance of Terms
By accessing or using Simply Forex’s website, courses, community, or tools, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.

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2. Payments and Refund Policy
All payments made for courses, tools, or services are **final and non-refundable**. By completing a purchase, you acknowledge and accept this policy in full.

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3. Permitted Use
The content and services provided by Simply Forex are intended for personal, non-commercial use only.  
You agree not to:
- Reproduce, resell, distribute, or share any content, tools, or access links.
- Allow others to access your account or course materials.  

Access is limited to the individual who registered and made the payment.

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4. Intellectual Property
All content, including but not limited to videos, strategies, documents, software tools, and branding, is the exclusive intellectual property of Simply Forex.  
Unauthorized use, reproduction, or distribution is strictly prohibited and may result in legal action.

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5. Disclaimer and Limitation of Liability
Trading in forex markets involves substantial risk and is not suitable for every investor.  
Simply Forex, its instructors, partners, and affiliates make no guarantees of performance or profit.  
We are not liable for any financial losses or damages resulting from the use of our content, tools, or services.  
All decisions made using Simply Forex materials are solely your responsibility.

Regulatory Status:  
Simply Forex is not currently licensed by the UAE Securities and Commodities Authority (SCA). All content and services are intended for educational purposes only and do not constitute financial or investment advice.

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6. Modifications to Terms
Simply Forex reserves the right to update or modify these Terms and Conditions at any time without prior notice. Continued use of our services constitutes your acceptance of any changes.